Financial Data Instruments (FDI-9) is a comprehensive solution that is based on the principles of IFRS 9.
FDI-9 helps bank management to stay up to date on credit performance and associated risks.
FDI-9 offers client rating tools with data validation, expected credit loss calculations, probability of default (PD) analysis,
risk classification, reporting and documentation. The System helps banks to manage the end-to-end process of
expected credit loss (ECL) calculations utilizing data from numerous sources, coordinating, and managing a wide
variety of models, evaluating changes in credit risk, and calculating expected losses and provisions accordingly.
System setup, according to bank`s methodology
Individual Credit Rating based on dynamic factors
Corporate Credit Rating based on balance sheet elements and other dynamic factors
Probability of Default Calculator
Analytical dash boards
Probability of Default results comparison
Exposure at Default (EAD) loss Given default (LGD) calculations
Expected Credit Loss for Credit Provisioning including off-balance sheet (LGs & LCs)
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